What is the Safe Withdrawal Rate in Retirement ?
Beware of Annuities What is the Safe Withdrawal Rate
For people in Retirement?
US Treasury Rates
at a Glance

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  • "Determining Withdrawal Rates Using Historical Data" by William P. Bengen
    Journal of Financial Planning, October 1994
    • Investment advisors make crucial recommendations to retiree clients concerning asset allocation as well as dollar amounts they can safely withdraw annually, so clients will not outlive their money. But too often advisors make recommendations based on long-term average returns and average inflation rates, which may not hold up because of short-term volatility or excess withdrawals. Historical investment data should be used as a rational basis for these recommendations.

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