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" Ridgewood Bank Current Rates "
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Ridgewood Bank CD Rates as of 03/05/08:
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90 Day CD |
$500 |
2.19 |
2.25 |
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6 Month CD |
$500 |
2.44 |
2.50 |
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9 Month CD |
$500 |
2.44 |
2.50 |
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12 Month CD |
$500 |
2.92 |
3.00 |
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18 Month CD |
$500 |
2.92 |
3.00 |
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18 Month Variable CD*** |
$100 |
2.32 |
2.38 |
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24 Month CD |
$500 |
3.63 |
3.75 |
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30 Month CD |
$500 |
3.15 |
3.25 |
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36 Month CD |
$500 |
3.87 |
4.00 |
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36 Month Bump UP CD** |
$500 |
3.63 |
3.75 |
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48 Month CD |
$500 |
3.87 |
4.00 |
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60 Month CD |
$500 |
3.87 |
4.00 |
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72 Month CD |
$500 |
3.87 |
4.00 |
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84 Month CD |
$500 |
3.87 |
4.00 |
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* Annual Percentage Yield
** Anytime during the term, the customer has a ONE TIME option to
adjust the rate to the traditional 36 month cd rate offered by the bank
at that time.
Fees charged on some accounts may reduce your earnings.
Early withdrawal penalties apply on CD accounts.
Rates & terms are subject to change without notice.
Rates and APY's displayed are as of 01/22/2007.
Definition: A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified
sum on deposit, usually for a given period of time at a fixed rate of
interest. Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)
Free Fixed Income Primer on page 2 of The Retirement Advisor
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