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Today's 
" Golden 1 Regular Term-Savings Certificates " CD Rates

A survey of current rates and terms for The Golden 1 The Golden One Credit Union

Today's Rates at Golden 1
Current as of 12/08/2007
Terms**Dividend RateAPY*Dividend RateAPY*Dividend RateAPY*
$1,000.00-$9,999.99$10,000.00-$24,999.99$25,000.00-$49,999.99
3 Months
6 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months
2.86%
3.40%
3.54%
3.54%
3.74%
3.88%
3.98%
4.01%
2.90%
3.45%
3.60%
3.60%
3.80%
3.95%
4.05%
4.08%
3.01%
3.445%
3.69%
3.69%
3.88%
3.93%
4.025%
4.025%
3.05%
3.50%
3.75%
3.75%
3.95%
4.00%
4.10%
4.10%
3.06%
3.49%
3.74%
3.74%
3.93%
3.98%
4.07%
4.07%
3.10%
3.55%
3.80%
3.80%
4.00%
4.05%
4.15%
4.15%





Terms**Dividend RateAPY*Dividend RateAPY*Dividend RateAPY*
$25,000.00-$49,999.99$50,000.00-$99,999.99$100,000.00+
3 Months
6 Months
12 Months
18 Months
24 Months
36 Months
48 Months
60 Months
3.06%
3.49%
3.74%
3.74%
3.93%
3.98%
4.07%
4.07%
3.10%
3.55%
3.80%
3.80%
4.00%
4.05%
4.15%
4.15%
3.06%
3.49%
3.74%
3.74%
3.93%
3.98%
4.07%
4.12%
3.10%
3.55%
3.80%
3.80%
4.00%
4.05%
4.15%
4.20%
3.25%
3.54%
3.98%
3.98%
4.025%
4.07%
4.17%
4.22%
3.30%
3.60%
4.05%
4.05%
4.10%
4.15%
4.25%
4.30%

Article:
Beware of Annuities
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Free Fixed Income Primer on page 2 of The Retirement Advisor

Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)











Article: World Savings CD Rates - Beware of Annuities

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Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

1 Funds may not be added during the term of a certificate of deposit (CD), except for Liquid CDs. Interest rate and APY in effect at the time a CD account is opened are guaranteed for the full term. Personal funds only.

2 Annual Percentage Yield accurate as of 12/05/2007 and may change after account opening. Fees may reduce earnings. Penalty may be imposed for early withdrawal.

 



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