==> Highest Yield CD with FDIC <==

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	02/08/08	4.40%	E*Trade Bank
3 Months	02/08/08	4.00%	Excel National & 3.95% at  Countrywide Bank
5 Months	02/10/08	4.00%	Wachovia
6 Months	02/08/08	4.75%	Countrywide Bank
9 Months	02/10/08	3.75%	Intervest National Bank
1 Year	02/10/08	4.00%	Excel National Bank
18 Months	02/10/08	3.86%	Corus Bank & 3.80% @ Intervest National Bank
2 Years	02/10/08	3.86%	Corus Bank & 3.85% @ Intervest National Bank
3 Years	02/10/08	4.00%	Eastern Savings & 3.97% @ Ascencia
4 Years	02/10/08	4.10%	Eastern Savings & 4.00% @ Capital One Bank
5 Years	02/10/08	4.25%	Eastern Savings & 4.00% @ Capital One Bank
7 Years	02/10/08	5.00%	Pentagon Federal Credit Union
10 Years	02/10/08	4.16%	Capital One Bank

Survey by Bank

Bank Name	As Of	Best Rate  (APY)	Term for their Highest CD Rate
ABN Amro North America
Advanta Bank Corp	9/3/07	5.40	18 months
AmTrust Direct	7/25/07	5.41%	1 Year
Ascencia	11/20/07	5.21%	6 months
Bank of America	1/11/08	4.70%	4 Months
Bank of Internet USA	9/3/07	4.85%	2 Years
Bank of the West	11/09/07	4.50%	Daily Savings
Bancwest Corp.
BB&T Corp.
Capital One Bank	12/07/07	5.10%	5, 7 & 10 Years
Capital One Financial Corp.
Charles Schwab Corp.
Citibank	12/04/07	4.64	3 & 6 months
Citizens Financial Group, Inc
Commerce Bancorp, Inc.
Comerica Incorporated
Countrywide Bank	12/22/07	5.45%	3 months
Corus Bank	01/25/08	4.85%	6 months
E-Loan	11/04/07	5.35%	5 Years
E*Trade Bank	12/13/07	5.25%	6 Months
Eastern Savings Bank	1/25/08
FHLB	12/14/07	5.74%	Matures 2023
Fifth Third Bancorp
First Republic Bank	12/22/04	4.85%	4-mo Liquid CD
Flagstar Bank	12/07/07	5.01%	2 years
FNBO Direct	12/17/07	5.25%	9 Months
Golden1 CU	12/13/07	4.30%	5 Years
Golden Bay Federal Credit Union	7/25/07	4.54%	5 Years
Harris Financial Corp.
HSBC	11/13/07	4.70%	6 months
Indymac Bank	12/31/07	5.05%	6 months
Intervest National Bank	1/28/08	4.90%	18 months
J.P. Morgan Chase & Company	11/13/07	5.25%	7 months
Keycorp
LA Financial Credit Union	12/15/07	5.75%	13 months
Luther Burbank Savings	11/22/07	5.10%	5 Months
Marshall & Ilsley Corp. (M&I Bank)	12/31/07	4.00%	6 Months
M&T Bank Corp.
Millennium Bank	10/17/07	8.75%	5 years
National City Bank
NetBank	7/25/07	5.40%	18 Months
Northern Trust Corp.
Pacific Mercantile Bank	01/04/08	5.10%	1 Year
PNC Financial Services Group
Pentagon Federal Credit Union	12/31/07	5.25%	7 Years
Popular, Inc.
Regions Financial Corp.
Ridgewood Bank	7/25/07	5.20%	30 Months (2.5 yrs)
Security Savings Bank	7/25/07	5.20%	17 Months
State Street Corp.
Suntrust Banks, Inc. (
Taunus Corp.
UmbrellaBank.com	01/04/08	4.86%	9 months
Union Bank of Calif.
U.S. Bancorp
Vanguard	7/25/07	5.25%	Daily Savings
Wachovia Bank	12/31/07	5.05%	5 months
Washington Mutual	11/04/07	4.60%	4 Months
Wells Fargo & Company	12/28/07	4.40%	5 months
World Savings	11/04/07	N/A	Bought by Wachovia
Zions Bancorporation
Zions Direct

Articles:  How to Get the Best CD Rates and Beware of Annuities