* The APY associated with these products is
subject to change after account opening. Fees may reduce earnings on
the account. These balance requirements and APYs will apply only to
accounts opened through this Internet site.
** The APYs are for Certificates of Deposit of
less than $100,000. A penalty may be imposed for early withdrawal.
These balance requirements and APYs will apply only to accounts opened
through this Internet site.
*** Annual Percentage Yield (APY) is accurate as of November 5, 2007.
Rate is only good online and for new money. New money means funds not
previously held by any member of the HSBC Group. A penalty may be
imposed for early withdrawal. Minimum balance to open and obtain APY is
$1,000. Offer applies for initial term of qualifying HSBC CDs. This
offer cannot be combined with other promotional offers and is
non-transferable. Offer subject to change without notice.
Definition: A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified
sum on deposit, usually for a given period of time at a fixed rate of
interest. Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)