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" Golden Bay Federal Credit Union Rates"
| Type |
Features |
APR |
APY Range |
|---|
| Regular Savings | $100 - $4,999.99
$5,000 and above | 0.50%
0.50% | 0.50%
0.50% | | Holiday Club Account | $1 Minimum | 0.50% | 0.50% | Money Market Advantage Account
(checks optional) amounts to $100K | $2,500 - $24,999
$25,000 - $49,999
$50,000 - $99,999 | 0.60%
0.75%
1.00% | 0.60%
0.75%
1.00% | Money Market Advantage Account
(checks optional) amounts $100K+ | $100,000 - $149,999
$150,000 - $249,999
$250,000 and above | 1.50%
2.25%
3.00% | 1.51%
2.27%
3.04% | Money Market Thrive Account
(checks optional) | $50,000 and above
$50K Min. new funds to open | 4.41% | 4.50% | | Golden Advantage Checking | $1 and above | 0.10% | 0.10% | | IRA Savings Account | $25 - $999
$1,000 - $9,999
$10,000 - 24,999
$25,000 and above | 0.60%
0.65%
0.70%
0.75% | 0.60%
0.65%
0.70%
0.75% |
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Article: CD Rates - Beware of Annuities
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Share Certificates
3 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 + | 2.20%
2.25%
2.30%
2.35% | 2.22%
2.27%
2.32%
2.38% | | 6 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 2.90%
2.95%
3.00%
3.05% | 2.94%
2.99%
3.04%
3.09% | | 12 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 3.45%
3.50%
3.55%
3.60% | 3.51%
3.56%
3.61%
3.66% | | 24 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 3.60%
3.65%
3.70%
3.75% | 3.66%
3.71%
3.76%
3.82% | | 36 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 3.75%
3.80%
3.85%
3.90% | 3.82%
3.87%
3.92%
3.97% | | 48 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 4.05%
4.10%
4.15%
4.20% | 4.13%
4.18%
4.23%
4.28% | | 60 Months | $2,500 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 4.30%
4.35%
4.40%
4.45% | 4.39%
4.44%
4.49%
4.54% | IRA Certificates
Traditional/Roth/Educational Plans
12 Months | $250 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 3.45%
3.50%
3.55%
3.60% | 3.51%
3.56%
3.61%
3.66% | | 24 Months | $250 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 3.60%
3.65%
3.70%
3.75% | 3.66%
3.71%
3.76%
3.82% | | 36 Months | $250 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 3.75%
3.80%
3.85%
3.90% | 3.82%
3.87%
3.92%
3.97% | | 48 Months | $250 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 4.05%
4.10%
4.15%
4.20% | 4.13%
4.18%
4.23%
4.28% | | 60 Months | $250 - $9,999
$10,000 - $39,999
$40,000 - $94,999
$95,000 and above | 4.30%
4.35%
4.40%
4.45% | 4.39%
4.44%
4.49%
4.54% | | 18 - Month Head-Start Certificates | $100 Minimum Balance | 3.93% | 4.00% | | 18 - Month Head-Start IRA Certificates | $100 Minimum Balance | 3.93% | 4.00% | | 11 - Month Smart Start Certificates | $100 Minimum Balance | 1.10% | 1.11% | | 11 - Month IRA Smart Start Certificates | $100 Minimum Balance
(Traditional, Roth and Educational IRA Plans) | 2.50% | 2.53% |
Definition: A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified
sum on deposit, usually for a given period of time at a fixed rate of
interest. Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)
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